Transfers When Buying a Car: The Basics

Transfers When Buying a Car: The Basics

Your car’s title is one of the most important documents that you own as a driver. A car title is essential, especially if you are buying or selling a car. It is proof that you are the owner of the vehicle and have the right to sell it. Titles are usually transferred when a car is bought or sold, but there might be other situations that require a title transfer such as giving a car to somebody else or changing your name due to marriage or divorce. The good news is that transferring a car title isn’t difficult; however, it’s important to understand the steps involved to ensure that the transfer is legally valid.

Getting Your Car Title

If you do not already have the car title, then there are several ways to obtain it. Today, both electronic and paper titles are valid, so don’t worry if you have it electronically but not on paper – it is still legal and valid. If you have a car loan, then you may not be provided with the title until the loan is paid off. If you have lost your title, or have not received it, then you can request a duplicate from your local DMW either online or in person. If you’re buying a car, then an auto title transfer service can be a quick and easy way to make sure that you get the car’s title as the new owner.

Information to Verify

During a title transfer, you will need to verify some important information in order to ensure that everything is above board with the car that you are buying, and that the title is legal. Make sure that the vehicle identification number is the same on both the paperwork and the car. On the car, the VIN will usually be located either on the driver’s side dashboard or on the frame where the driver’s door opens. Make sure that the current owner is not still paying off a loan on the car and confirm that the person you are buying the car from is the legal owner.

Making the Title Transfer

When you are buying a new car, transferring the title from the old owner to yourself is a relatively simple process. If you are buying a car from a dealership, then the dealership will locate the title for you. They may keep the title if you are buying the car with a loan and provide you with it when the loan is paid. If you’re paying in cash, they will provide you with the title. If you are buying a car from a private seller, it is a little bit more complex. If the seller has full ownership of the car and does not owe any money on it, then they need to sign the seller’s section on the title, give you a bill of sale and submit the necessary documents to the DMW who will transfer the title to you.

If you’re buying a car or have recently bought a car, the title is one of the most important documents that you will need.


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