Apple in August 2019 released the Apple Card, a credit card that’s linked to Apple Pay and built right into the Wallet app. Apple is partnering with Goldman Sachs for the card, which is optimized for Apple Pay but will still works like a traditional credit card for all of your transactions. You’ll find everything that you need to know about Apple Card below. Apple Mastercardreichertcnet.
How to get the Apple Card ?
Signing up for Apple Card is as simple as opening up the Wallet app, tapping on the Apple Card interface, and walking through the activation steps. Much of the information you need is pulled from your Apple ID, which means Apple Card setup takes just a couple of minutes to set up. You can also apply on Apple’s website when making a device purchase that uses the Monthly Installment Plan or through the Apple Card website. Apple card cash back is a huge update. Where can I get cash back with apple pay is not a huge question anymore?
Eligibility for Apple Card
To get an Apple Card, you need to be 18 years or older and be a U.S. citizen or a lawful U.S. resident with a U.S. residential address (no P.O. Box). An iPhone running iOS 12.4 or later is required to use the Apple Card, and it will not be available if you do not have an iPhone. Two-factor authentication must be turned on, and you must be signed in to iCloud on your iPhone with your Apple ID.
Apple in July 2020 added an Apple Card website that allows users to apply for a card, check their balances, view statements, and make Apple Card payments online. With the addition of the website, an iPhone is no longer required to get an Apple Card, so it can be used for things like Mac purchases for those who want to sign up for Monthly Installment Options. The website can be found at card.apple.com, and Apple Card holders can sign in with their Apple IDs. Apple Pay payments can also be made directly on an iPhone or iPad using the Wallet app. Pay Mastercardreichertcnet.
Apple says there are no annual fees, international fees, fees for making a late payment or fees for exceeding your credit limit. There may be no late fees, but if you make a late or miss one payment, Apple says this will result in “additional accumulating toward your balance.” That means making a late payment will not result in penalty rates, aka increased interest rates. You’re still going to have to pay interest on the outstanding balance, and a late payment will impact credit score, but interest rates won’t increase. There are no foreign transaction fees, but the exchange rate for foreign transactions is determined by Mastercard.
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The Apple Card features two primary cash-back categories: You earn 3% cash back when you shop at the Apple Store (online or in person), and 2% back when you use Apple Pay to make other purchases. Shopping with select merchants will also net you more cash back when you pay with your Apple Card via Apple Pay. You can earn 3% unlimited daily cash back on eligible purchases with these merchants:
These categories may change at any time without notice.
Unlike with most credit cards, there is no flat 1% cash back rate on other purchases — you must use Apple Pay to earn the cash back. Check out the best rewards credit cards to earn rewards on all of your purchases.